Why Fiesta Motors? In House Financing Lubbock, TX

Frequently Asked Questions


What does Buy Here Pay Here mean?

A Buy Here Pay Here dealership like Fiesta Motors is a store that acts as both the dealership and the bank. Because we are the ones actually administering the loans we are able to offer financing to customers with less than ideal credit. If you have a good job, there’s a good chance you can qualify for a great pre-owned vehicle in less than 15 minutes! 

Apply Now!  

What if I have bad credit? Can I still get approved?

Yes! We specialize in helping people with less than ideal credit get approved for a reliable used car, truck, or SUV with an affordable monthly payment. Don’t disqualify yourself! Apply online today in just a few minutes and let our credit experts work to get YOU approved!



What kind of cars do you carry?

Our Lubbock Buy Here Pay Here dealerships carry all kinds of used cars, trucks, and SUVs! We have nearly 400 pre-owned vehicles available at our two Lubbock stores. All of them go through our comprehensive multi-point inspection and come with a limited warranty.


What does your warranty cover?

We’re very proud to offer a 6-month/6,000-mile limited warranty with every vehicle we sell. We’re a Lubbock used car dealership, but we want your pre-owned vehicle to drive like new! Our warranty covers:

  • Engine

  • Transmission

  • Transfer Unit (4x4s)

  • Drive Axle

  • Steering

  • Electrical

  • Brakes

  • Cooling

  • Fuel Delivery


What does “Your Job Is Your Credit” mean?

As a Buy Here Pay Here used car dealership, we are your lender. As such, we don’t have to base your approval solely on your credit. If you have a good job with a steady income, that counts as credit for us!


Can I improve my credit buying from you?

Absolutely! One of the most valuable services we provide to our customers is regularly reporting to the Credit Bureau. If you’re making your payments on time every month, it will reflect positively on your credit. Come see us at one of our Lubbock used car dealerships, and before you know it your credit will be going way up.


What should I bring to the store to get approved?

Here’s all we need to get you approved for an affordable loan on a quality pre-owned vehicle:

  • Proof of income 

    • This could be your two most recent paystubs, court ordered child support, pension, or any other legitimate provable sources of income.

  • Proof of residence

    • Proof of a lease or mortgage and a utility or phone bill.

  • Driver’s license or other government issued ID

  • List of five local references

  • Down payment

You can also apply online in minutes wherever you are!

Apply Now!